Fha Built Up Roof

Call a professional to evaluate.

Fha built up roof.

Garages that have been built up to provide additional living space may not meet fha requirements. Peeling paint that is a lead hazard usually on homes built before 1978. Less than 2 in l2. Possible fha concern the brick on the side of this garage has had some serious movement.

As the homeowner you may find a licensed engineer willing to inspect your home for compliance with your state s housing code. Most other mortgage insurance firms follow fha s policy. Roofing single ply and others and where the slope is. Painting the roof will also likely send up a red flag in the eyes of potential buyers and they ll wonder what s going on.

These systems are defined as an. Serious issue possible fha concern this wood rot found just below the roof is caused from rain water or ice build up in the winter. Here is a guide on the federal lead paint law. This of course is a judgment call that the appraiser is required to make.

For starters the roof must do what it s designed to do fha and hud regulations say it must not leak or allow moisture to enter the home. Are either built up roofing bur or non conventional. Weatherproof and normally to insulate a building top. Their is no repairs that can be done the brick should be removed and replaced.

If the inspection reveals the need for roof repairs and the roof already has three or more layers of roofing the fha requires a new roof. Then fha inspections relaxed a little and repair guidelines softened beginning in january 2006. Will hud issue certification labels hud tags if my home was built before 1976. Assembly of 4 or less interacting components designed to.

Water heaters the water heater must meet local building. Certainly some roofs last longer than the posted dates i e 15 20 years on a 3 tab roof etc but overall most roofs need replacement within those time frames. It still has minimum property standards that you ll come up against if you re dealing with this type of loan but they re less stringent. Non permitted additions additions that are not up to code are often flagged in fha loans although not always.

The seller often ended up paying for them. To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof.